Traveler's auto insurance products are available on-line in 36 States. If you go directly to the Travelers website, you can select your own limits, deductibles, etc. or use their coverage wizard to put together a "preliminary premium estimate."

We think it's a much better idea to get auto insurance rates from Travelers along with their competitors at the same time, using ComparisonMarket's Quote Service.

Like all online insurers, the price you get from Traverlers is an estimate and "subject to change based on verification of actual VIN numbers, claim history, credit history and/or driving record." Travelers offers a special rate for hybrid autos. Like most insurers, Travelers uses credit scoring.

Because of the credit scoring, (if you have poor credit) you may get a higher rate, be refused coverage or have to pay your premium annually or semi annually from St Paul Travelers. Don't forget to read our 4 tips when getting auto insurance prices online.

You are given a toll free number to call after formulating your estimate and encouraged to call and complete the application. Travelers allows for $50 deductibles, which is nice (most carriers are at least $100+). For comprehensive coverage (low deductibles and high limits), Travelers was cheaply priced. For more state minimal coverage, Travelers was higher.

The bottom line: Travelers is a good company with solid rates especially if you have good credit, are looking for higher than state minimal coverage, want a nice low ($50) deductible. You can get rates from Travelers and multiple other carriers via a service we highly recommended, ComparisonMarket.